https://journal.uniba.ac.id/index.php/SH <p>Jurnal Penelitian Serambi Hukum diterbitkan oleh Fakultas Hukum Universitas Islam Batik Surakarta (UNIBA) secara berkala 2 kali dalam satu tahun (Januari dan Juli). Jurnal Penelitian Serambi Hukum berisi hasil laporan penelitian, baik penelitian dasar, terapan maupun penelitian pengembangan yang diharapkan dapat menyesuaikan dengan perkembangan ilmu dan penelitian di bidang hukum, sosial dan bidang-bidang ilmu lainnya yang relevan.</p> Fakultas Hukum Universitas Islam Batik Surakarta id-ID JURNAL PENELITIAN SERAMBI HUKUM 1693-0819 https://journal.uniba.ac.id/index.php/SH/article/view/1492 <p><em>This study aims to conduct a legal analysis of the </em><em>Financial Intelligence Unit (FIU) </em><em>regarding the policy of blocking dormant accounts, examining it through the lens of the Fiduciary Duty Principle in the relationship between banks and their customers. The method used in this study is normative. Conducting an in-depth and comprehensive analysis through the provisions of laws and regulations that form the basis of the issue of blocking customer accounts, and also the regulations underlying the bank's obligations to its customers. Then, it was supported by other legal products during the analysis. The results of this study are that the FIU policy is a form of follow-up to the FIU's obligations and functions in Money Laundering Crimes. This policy also remains guided by the bank's duty to ensure legal certainty regarding the security, comfort, and trust of its customers. In addition, pursuant to Financial Services Authority Regulation Number 24 of 2025 concerning Account Management in Commercial Banks, banks are also required to supervise and report suspicious customer accounts. Banks are also required to provide information regarding the opening, use, and closure of their customer accounts.</em></p> Fabiola Nurul Oktavianingrum Maria Ingrita Rindo Bupu Hak Cipta (c) 2026 2026-03-11 2026-03-11 19 02 1 9 10.59582/sh.v19i02.1492 https://journal.uniba.ac.id/index.php/SH/article/view/1531 <p><em>The digital transformation of immigration services in Indonesia is marked by the implementation of Autogate technology as an effort to modernize border inspections at various strategic Immigration Checkpoints (TPI). However, the efficiency offered by this automation triggers a dilemma between service speed and the sharpness of national security oversight. This study aims to analyze the vulnerability of the Autogate system toward the early detection of immigration violations and its effectiveness in replacing the human profiling function. Using a qualitative research method with a normative-juridical approach, secondary data were analyzed descriptively-analytically through content analysis techniques. The results show that: (1) Autogate is effective for technical-administrative biometric verification but has not been able to replace the intuitive dimension of human profiling in detecting behavioral anomalies; (2) There are vulnerability points in the sensitivity of biometric sensors, latency in synchronization of prevention and deterrence data (cekal), and potential impersonation modes due to the system's similarity threshold; (3) Operational constraints such as system failures (down system) and limited physical verification without human interaction reduce the ability of Immigration Officers to take immediate action against indications of transnational crimes. This study concludes that ideal border security requires a hybrid oversight model that integrates machine efficiency with the sharpness of human intelligence analysis to maintain border sovereignty towards Indonesia Emas 2045.</em></p> Anang Roisul Syafiq Cantika Rida Augita Elsa Pasiga Putri Hak Cipta (c) 2026 2026-04-06 2026-04-06 19 02 10 22 10.59582/sh.v19i02.1531